Disclaimer

Important information about the limitations and use of our website and tools.

Last Updated: October 4, 2025

Please Read Carefully

This disclaimer sets out the terms under which you may use USAMortgageTools.com. By using this website, you accept this disclaimer in full. If you disagree with any part of this disclaimer, you must not use our website.

1. General Information Disclaimer

The information provided by USAMortgageTools.com is for general informational and educational purposes only. All information on this website is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

While we strive to keep the information up to date and correct, we make no representations or warranties of any kind about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose.

This Includes:

  • Mortgage calculations and estimates
  • Interest rates and payment schedules
  • Tax and insurance information
  • Educational content and articles

2. Not Financial Advice

Critical Notice

The mortgage calculator and other tools provided on this website are for educational use only. They should NOT be considered as professional financial advice.

Before making any financial decision, you should consult with a licensed financial advisor, mortgage broker, certified financial planner, or lending institution. The calculations provided by our tools are estimates only and may not reflect actual loan terms available to you.

Factors That May Affect Actual Results:

Your credit score and history
Down payment amount
Loan type and terms
Lender-specific policies
Current market conditions
State and local regulations

3. Limitation of Liability

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of using this site or relying on any information provided here.

Your use of the site and reliance on any information is solely at your own risk. Any action you take upon the information on this website is strictly at your own risk, and we will not be liable for any losses and damages in connection with the use of our website.

We Are Not Responsible For:

Financial losses from using our calculator

Inaccurate calculations or estimates

Decisions made based on our information

Technical errors or website downtime

Loss of data or information

Any indirect or consequential damages

4. External Links Disclaimer

This website may contain links to third-party websites. We do not investigate, monitor, or guarantee the accuracy, completeness, or relevance of the information on external websites.

  • These links are provided for your convenience and information only
  • We have no control over the nature, content, and availability of external sites
  • The inclusion of any links does not imply a recommendation or endorsement
  • We assume no responsibility for the content of external websites
  • You access third-party websites at your own risk

5. Consent

By using our website, you hereby consent to our disclaimer and agree to its terms.

Your continued use of USAMortgageTools.com after any changes to this disclaimer constitutes your acceptance of such changes. If you do not agree with this disclaimer or any part of it, you must immediately stop using our website and services.

6. Updates to This Disclaimer

This disclaimer may be updated from time to time without prior notice. We reserve the right to modify, add, or remove portions of this disclaimer at any time.

Stay Informed

Please review this disclaimer periodically for changes. Changes to this disclaimer are effective when they are posted on this page. The "Last Updated" date at the top indicates when this disclaimer was last revised.

It is your responsibility to check this page from time to time to ensure you are aware of any changes. Continued use of our website following the posting of changes constitutes acceptance of those changes.

Seek Professional Consultation

We strongly encourage you to seek professional advice from qualified experts before making any financial, legal, or investment decisions related to mortgages or home buying.

Licensed Lenders

Legal Advisors

Financial Planners

Questions About This Disclaimer?

If you have any questions or need clarification about this disclaimer, please feel free to contact us.